info@loukyafinserv.com

Products

Our Loans


Loukya Finserv offers secured loans to under banked segment of the Micro, Small & Medium Enterprises (MSMEs) and their Employees, helping them raise their Working and Business Capital and fulfill their short term financial needs. These loans are secured with collateral of their self-occupied residential/commercial properties or other acceptable valid securities.

Loan for Business Expansion

UDAAN

Loan specifically designed for existing established businesses including shops and establishments to expand their business. This includes purchase of additional Plant and Machinery, Stock, Goods, storage area or shop floor etc.
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Loan for Assets/Stock/Working Capital

SAMPATTI

Loan designed for new businesses, shops, startups and establishments. This can be used for the purchase of Assets including Plant & Machinery / Stock of goods / Working Capital for starting the new business.
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Education Loan

LAKSHYA

This loan can be availed by Students pursuing study or formal education in Coaching Classes or Schools / Colleges. They can utilize this loan to fulfill their immediate study / formal education requirements for short or medium term.
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Loan for Women Entrepreneurs

SAMMAAN

Loan for Women who wish to start a new business or grow their existing business. We help the Women to become self-reliant and also support their families financially thru their small businesses.
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General Purpose Loan

SAMRUDDHI

This loan is designed for business owners and their employees to tide over their immediate financial requirements. This product helps them meet their personal needs including medical, financial and purchase of household items etc.
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Product Features

Loan against Property or any other acceptable and valid Security / Collateral

Loan Amount ranging from Rs 50 thousands to Rs 10 lakhs

Tenure ranging from 3 to 5 years

 Photo of the Applicant, Co-applicant with the Signed Application Form.
Identity Proof: PAN Card
Residential Address Proof: Aadhar Card / Passport / Electricity Bill
Proof of Business: Gumasta / GST Registration Certificate / Other Government Registrations
Financial Statements: Latest 2 years Profit & Loss Account and Balance Sheet along with schedules, Current year Provisional Profit & Loss Account and Balance Sheet with schedules (for Business).
Income Tax Returns (ITR), Salary Certificates, Latest 12 months Bank Statements for both current account and savings account (for individuals).

Original Registered Agreement and Original Mortgage Deed

OR

Any other acceptable and valid Security / Collateral